Health insurance in Mauritius

At SmartTraveller, we take pride in addressing the numerous questions that prospective expatriates in Mauritius have as we guide them through their relocation process! These inquiries often revolve around finding reliable health insurance in Mauritius. Selecting the right insurance is paramount before embarking on your journey… Here’s a concise article that will offer insight into the insurance options at your disposal in Mauritius! Stay tuned till the end for a list of recommended insurers.

The Mauritian Healthcare System 

Before you settle on health insurance, it’s important for expatriates to understand the healthcare system in Mauritius. Healthcare in Mauritius consists of both public and private institutions. Public hospitals and clinics usually offer free services to Mauritians and foreign residents. However, for better care and access to specialists, turning to the private sector is recommended.

Health insurance options for expatriates in Mauritius

PUBLIC HOSPITALS AND DISPENSARIES	CLINICS & PRIVATE CONSULTATIONS
Free access to healthcare and consultations (only available to citizens and those with a resident permit)	Paid care and consultations (as from Rs 500)
Free medicines & dressings	Paid medicine & dressings. If prescribed, can be covered by your insurance (depending on conditions)
Often long waiting lines, depending on the number of patients	Average waiting time, depending on the number of patients. Appointments are generally preferred for consultations.
Free surgery	Paid surgery
Average quality of service	Satisfactory service quality, meeting European standards.

Choosing the right Expatriate Healthcare Insurance 

A reliable health insurance ensures you’re covered for minor mishaps, illnesses, or, in worst-case scenarios, emergency repatriation. When embarking on an expatriation project, you generally have two options for health insurance:

• International Private health insurance: Companies like Chapka Assurance or April International offer supplementary plans and comprehensive health coverage like “first euro” insurance.
• Local Private health insurance: There are several local Mauritian insurers that you can choose from. Some offer better policies than others, and the quality of service may vary. Ask around to find your perfect match!

If you’re unsure where to start, try insurance comparison websites! They’ll provide you with an initial direction! You have questions about your expatriation project? Don’t hesitate to ask our team; we’re here to guide you! Pssss… The first call is free of charge!